For Oxford Cove at JVC, the published schedule uses a 50/50 division, with an indicated upfront contribution of 20%. Handover is currently listed for Q1 2029, giving prospective owners a planning reference rather than a guaranteed possession date. Before signing anything, request the developer's current sales offer and a written breakdown of every instalment. Clarify what becomes due during construction, what is linked to completion, and how registration costs are handled. The most comfortable purchase is usually the one whose payment dates make sense long after the initial excitement has passed.