The 65/35 payment plan is a commonly used method in real estate transactions, particularly in the Middle East. Under this plan, buyers are required to pay 65% of the property price upfront, which often occurs during the initial stages of the purchase, such as signing the contract or booking the property. The remaining 35% is usually due upon completion of the property or upon key handover, providing a clear and structured timeline for payments. This payment plan offers buyers the opportunity to secure the property early in the development phase, with the remaining balance due once the property is ready for occupancy. This arrangement is beneficial for those who are able to make a substantial down payment and prefer to pay the remaining balance upon completion, thus reducing the amount required upfront. Developers offering this type of plan often include incentives such as lower upfront costs or flexible completion dates to attract buyers looking for a structured yet manageable payment schedule.