Lunara at The Strand is recorded with a 40/60 payment plan and an initial down payment of 10%. Rather than focusing only on the percentage split, buyers should look at how each installment falls across the sales timeline, since timing can matter as much as the total amount. The project starts from AED 1,280,000, so different unit choices may produce noticeably different installment values. A current developer payment schedule should be requested before reservation, particularly for anyone coordinating mortgage approval, overseas transfers, or investment cash flow.