The 80/20 payment plan is an aggressive payment structure often favored by developers to attract serious buyers who are financially capable of making larger upfront payments. With this plan, buyers are required to pay 80% of the property price at the start, which is typically due upon signing the contract or at the time of booking the property. The remaining 20% is due upon completion or handover of the property, usually when the buyer is ready to move in or take possession. This payment arrangement is ideal for those who can afford a large upfront cost and want to minimize the remaining balance. The 80/20 plan helps buyers secure the property early on and provides them with the certainty that the property will be available once completed. Developers often offer such plans for high-end or luxury properties where the buyers are expected to have the means to pay a substantial amount initially. The 20% balance upon completion is often seen as a relatively small amount compared to the large upfront payment, making this an appealing option for investors or those with a substantial budget.